How It Works
Who We Are

What is envest Homes?

Great residents are what make a house and a neighborhood valuable. We believe you should share in that value.

envest is not rent-to-own. It’s not a rewards program.
It’s an opportunity for residents, communities, and investors to grow together.

envest is the new way to rent.

  • You become an Equity Resident, sharing in up to 40% of the owner profits during your lease.
  • You treat your home and neighborhood as a good owner would, strengthening your community.
  • envest and our partners - nonprofits and investors – help you make it happen.

How It Works

You’re so much more than a tenant. With envest, you receive a share of the company that owns and manages your house.

It’s not rent-to-own, and you don’t pay extra to participate. Instead, you earn your ownership by following your lease, taking good care of the property, and being an active neighbor. envest provides a coach to support you in building value in your home and neighborhood.

At the end of your time with envest, you can move or buy the house. Regardless of your decision, your earned ownership share is yours – you can cash it out, keep it as an asset, or use it towards the purchase price of the house.

Frequently Asked Questions

We’re Looking For You!

If you are a renter who thinks and acts like an owner, we want you as an Equity Resident.

Are some or all of these true about you?

  • I am self-reliant and responsible
  • I believe my efforts should build value for myself and my community
  • I am working toward financial growth, but not ready for (or not interested in) a mortgage.
  • I am interested in the business of homeownership.
  • I want to be invested in my neighborhood and to participate in making my home and block better.

Equity Residents see themselves not as tenants, but as partners in their homes and neighborhoods. If you’re someone who takes pride in your home, values community, and wants to build assets while renting, you’re the kind of person envest is made for.

Who we are

With our expertise in housing, finance, and community development, we created a mission: to give every resident a stake in the place they call home.

We are in the “pilot” phase

envest Homes is in its pilot phase, with a limited number of homes available as we test and refine our model. Early residents and partners are helping shape the future of renting.

We worked alongside nonprofits, investors, and employers to create opportunities for people and neighborhoods. Now, residents become partners, neighborhoods grow stronger, and profits are shared.

We’re here to prove that when people are invested in their homes and communities, everyone wins.

Frequently Asked Questions

What is an Equity Resident?

An Equity Resident is more than a renter. With envest, you receive up to 40% of the owner profits from your home, without a mortgage, extra fees, or rent-to-own contracts.

You receive a share of the company that owns your house. Your share grows as you practice Homeowner Mindset™: taking care of your home, following your lease, and being an active neighbor.

No. envest Equity Residents rent their home and earn an ownership share. When you move, you can cash out your share or keep it as an asset.
Yes. While envest is not a rent-to-own program, residents do have the option to buy their home. If you decide to buy, you can apply your ownership share towards the purchase.
No. Most rent-to-own programs require a nonrefundable upfront fee, higher monthly payments, and sometimes even responsibility for repairs or property taxes – and you lose your investment if you don’t buy.
As with traditional renting, envest handles normal maintenance and repairs. You’re responsible for regular upkeep and care of the property.
As an Equity Resident, you are paired with an envest Homeowner Mindset™ coach. Your coach isn’t just your point of contact – they support you in growing the value of your home, block, and neighborhood.
Not yet. We’re in the pilot phase, with a limited number of homes in Shawnee, Oklahoma as we test and refine the program.
Equity Residents are responsible, self-reliant renters who want to build long-term value.
We believe residents should be partners, not just tenants. With envest, residents, communities, and investors can grow together.

Homeowner Mindset™ means taking care of your home, following your lease, and being an active neighbor.

envest is committed to equal opportunity.

We do not discriminate on the basis of race, color, national origin, age, disability, religion, familial status, military status, or sex, including pregnancy, sexual orientation, and gender identity.